Guest article by Premierline Business Insurance Broker, the APHC insurance provider of choice.
As a member of the Association of Plumbing & Heating Contractors (APHC), you enjoy a range of perks including APHC Insurance Services arranged by Premierline, the associations broker of choice.
The digital era makes self service insurance via online comparison sites a simple solution for some business owners, but for many businesses with more complicated needs these solutions might not be able to provide you with adequate cover. This in turn, can cause issues to businesses further down the line such as underinsurance and failure to pay out during the event of a claim.
Working with an insurance broker in the first instance means you get peace of mind knowing that your insurance needs have been fully considered and that your business is protected. A broker can understand what covers you need from a legal and financial stance which means in the event of a claim, your insurer is more likely to pay out so long as your business doesn’t breach any conditions of the policy.
Insurance brokers can access a wide panel of insurers
When you work with an insurance broker like the experts at Premierline, your advisor will have access to a huge range of insurance products, many of which cannot be found via self-serve platforms, not only might these products be better value for money, but they might also offer better protection than the products that are available to you via comparison websites.
Remember, cheaper doesn’t necessarily mean better. Lower insurance premiums tend to offer lower amounts of cover, which could leave you in breach of the law and even out of pocket in the event of a claim. Working with a broker is the best way to figure out if your insurance policy provides the cover your business needs.
Premierline Business Insurance Broker
We’re passionate about protecting businesses from the unexpected. We work with APHC members to provide comprehensive business insurance that has you covered should the worst happen. Our no-fuss service is perfect if you’re looking to arrange your insurance quickly. If your business insurance is due for renewal and you’d like one of our experts to review your needs, give us a call on 0330 100 2159 or email aphc@premierline.co.uk.
