Trade Insurance


For over 25 years APHC Insurance Services has been looking after the needs of APHC members with its exclusive tailored insurance solutions.

APHC Insurance Services is delighted to launch a new bespoke insurance offering to APHC Members in partnership with APHC’s insurance provider of choice, Premierline Business Insurance Broker.

We understand the importance of providing an insurance product that has a wide range of covers packaged together to meet the unique requirements that a plumbing and heating business has. So Premierline has worked with a contactors insurance specialist to develop their new and improved insurance offering further, to suitably protect most APHC members with a turnover less than £1m and up to 10 employees.

Benefits of the enhanced product for APHC members^ include:

  • 10% discount for APHC members that purchase the enhanced policy
  • Nil excess to pay for primary covers in the event of a claim
  • 24 hour tool cover, whether they’re in your home or van
  • New for old reinstatement of tools within 24 hours of your claim being approved
  • FREE Legal assistance included, provided by DAS
  • Package suitable for UK businesses with up to £1million turnover and up to 10 employees

If your business falls outside of the £1million turnover criteria, we can still arrange tailored and competitive insurance packages for you*

Should your needs be more complex or you require additional coverage, APHC Insurance Services can also offer:

  • Products Liability cover up to £10million
  • Contracts work cover up to £25million
  • Tools and business equipment cover
  • Business Interruption
  • Directors and Officers cover
  • Professional Indemnity
  • Motor Fleet

APHC Members can access Premierline’s details and their unique code in the members area of the APHC website here:

*The new insurance package is discounted and includes free legal assistance. If your business requires more specialist insurance or falls outside of the criteria for the new product, your policy may not include the above benefits. ^Insurance cover benefits are subject to terms & conditions, so please refer to your policy wording for details.

Association of Plumbing and Heating Contractors is an Introducer Appointed Representative of Premierline, which is a trading name of Premierline Limited, registered in England and Wales under company number 4521167. Registered office: Lancaster Business Park, 4 Mannin Way, Lancaster, LA1 3SW. Premierline Limited is authorised and regulated by the Financial Conduct Authority and is covered by the Financial Ombudsman Service. Premierline Limited’s FCA registration number is 304779. Association of Plumbing and Heating Contractors and Premierline Limited are not part of the same group.